Solar Panel Hail Damage Insurance

Solar panels are strong enough to resist damage from most hail.

Solar panel hail damage insurance.

Solar cells will help deflect hail. Checking for hail damage. It took nearly a decade before are solar has had to replace a panel due to hail damage. First check your inverter.

That means that in many cases covering your solar panels under your home insurance won t create the need for a special add on or rider won t change your plan and won t increase your premiums. Solar energy systems and the rooftop panels or tiles are largely considered a permanent attachment to your property similar to a patio or a security system. With hail season in full swing protect your solar panels from hail damage to keep their energy supply in working condition. The solar panel insurance cost will depend on various things like your location your current coverage amount the size and cost of your system and your insurance company s plan.

One minute the sun is shining bright across the lone star state then suddenly debris the size of golfballs rattles down and wreaks havoc that s often. The answer is yes. A solar module or panel that is installed properly and tilted to face south should never break from hail. We take our high speed camera to the westpak testing facility where we fire balls of ice at different velocit.

The protective housing of a solar cell is easy to replace. The june 2018 storm that dropped tennis ball sized hail across the northern front range finally cracked select west facing panels. Mother nature will always find a way to cause trouble however the most noteworthy panel replacement are has had to take care of was due to people not the weather. Solar panels and hail damage can happen in the blink of an eye.

That includes many hail storms over the years we have had solar panels installed in alberta since 2001. Some insurance providers will cover the replacement of the protective covering on solar cells as a result of storm damage. But if you live in an area where large hail is common there are a few things you can do to minimize your risk. Up until a couple weeks ago we would tell people we ve never seen a solar module panel being damaged from hail.

Claims for damaged solar panels would also vary based on your insurance plan but likely follows the same process as other damaged property claims. But if your solar panels are not covered under a plan the housing is still a minor cost. Once a rooftop solar panel system is installed on your home it is considered part of your home under most home insurance plans. How much hail damage can a solar panel endure.

However hail stones that are larger than this can cause panels to smash so we suggest informing your home and content insurance provider that you have solar and to check that hail damage is covered.